Retail/Commercial Credit Manager MONROE CONSULTING GROUP, PT
Monroe Consulting Group is an executive level recruitment specialist. Boasting a network of offices throughout South East Asia we provide expertise and knowledge of local and cross boarder recruitment.
We are currently recruiting for a multinational foreign bank based in Jakarta.
Retail/Commercial Credit Manager
FULL JOB DESCRIPTION:
* Responsible for the assessment and recommendation/decisioning of loan proposals within delegated authority, outlining risks and suitable mitigants. Minimising loan losses through sound decisions.
* Evaluate and provide strong recommendations to higher approval authority levels for credits which fall outside discretion.
* Provide support & guidance to team members so that the credit service is delivered in such a way to optimise the balance between risk and return and maximise sustainable net profit
* Establish a sound credit culture in Bank
* Provide administrative & reporting framework support to Chief Risk Officer
* Assist sales staff to restructure transactions so that they will be acceptable from a credit perspective and competitive for the client
* Identify deteriorating credit exposures and assist with development of achievable restructuring or exit strategies where required
* Identify opportunities to streamline or otherwise improve the delivery of credit risk services or outcomes
* Be available to assist and advise other Bank staff as regards to credit policy, lending standards and any other credit related enquiries.
Requirements:
* Having experience at least 4-5 years experience in Retail and/or SME or Commercial Lending within a full service bank Related experience in Corporate Finance
* A good understanding of the Bank of Indonesia Regulations and general law relating to lending and securities
* Sound financial analysis skill
* Ability to command a PCAA commensurate with the role
* Effective negotiation and dispute resolution skills with an ability to manage risk in a commercial environment
* Excellent communication and interpersonal skill
* Strong ability to develop and maintain professional working relationships with business partners
* PC literate, high integrity, Risk focus and attention to detail
* Highly motivated, disciplined and able to work under pressure with minimum supervision
* Able to work efficiently and cooperatively within a team environment
* Excellent administration and interpersonal skills
* Demonstrate high service attitude with good analytical, judgment and problem solving skills
* Outstanding PC skills on Microsoft Office (especially Excel and Word) and proficiency in written and spoken English
NOTE: Please inform whether you would like to apply for the position based in JAKARTA or SURABAYA…
Qualified Candidates should apply in confidence to banking@monroeconsulting.co.id or via this site.




